Terms of Service

1. Acceptance of Terms

By accessing or using FXNewsBias ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

These terms apply to all visitors, users, and others who access or use the Service.

2. Use of Service & Features

FXNewsBias provides AI-assisted forex news sentiment analysis for informational and educational purposes only. The Service currently includes:

• Currency Sentiment Dashboard — AI-generated bullish/bearish scores for 8 major currencies, refreshed via scheduled jobs.
• Market Pulse — a Risk-On / Risk-Off gauge derived from the relative sentiment of risk vs safe-haven currencies.
• Sentiment vs Price Divergence Detector — flags pairs where 24h sentiment direction disagrees with 24h price direction by a meaningful margin.
• Sentiment Streaks — counts consecutive days a currency has stayed in the same sentiment regime.
• 24h Top Movers — biggest sentiment shifts over the last 24 hours.
• Live News Feed — forex-relevant headlines aggregated from public RSS sources, with publisher favicons fetched via Google's public favicon service.
• Economic Calendar, Currency Pages, Pair Pages, Historical Reports.
• Community Forum for registered users.

By using this Service you agree that:

• You are at least 18 years of age.
• You will not use the Service for any illegal purpose, automated scraping, or to build a competing product.
• You will not attempt to disrupt, reverse engineer, or damage the Service.
• You understand the Service is not financial advice and you are solely responsible for your trading decisions.
• You will comply with all applicable local laws and broker regulations.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

• Maintaining the security of your account and password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Keeping your contact information up to date

We reserve the right to terminate accounts that violate these terms, contain false information, or have been inactive for more than 12 months. Authentication is provided through Firebase (Google).

4. Pro Subscription & Payments

FXNewsBias offers an optional Pro subscription that removes advertising and unlocks premium features: Sentiment History Charts (full bias history per currency), Weekly PDF Reports (institutional-style market wrap every Sunday), and Priority Support. Payment processing is handled by Stripe; we do not store your card details on our servers.

• Billing: Subscriptions renew automatically until cancelled. Charges appear under "FXNewsBias" or our merchant name.
• Cancellation: You may cancel at any time from your profile page or via the Stripe customer portal. Access continues until the end of the current billing period.
• Refunds: Subscription fees are generally non-refundable. We may issue pro-rated refunds at our discretion for proven service outages or billing errors.
• Pricing changes: We may adjust subscription pricing with at least 14 days advance email notice; the new price applies at your next renewal.
• Free tier: The free tier is supported by advertising. We may change the features available on the free tier at any time.

5. Email & Telegram Alerts

Registered users may opt in to receive notifications:

• Email alerts and the Daily Brief are delivered via Resend. You can unsubscribe at any time via the link in any email.
• Telegram alerts require linking a Telegram chat ID to your account and are delivered via the Telegram Bot API.

Alerts are sent on a best-effort basis. We do not guarantee delivery, timeliness, or that you will receive every event. Alerts are not trading signals — do not place trades automatically based on them.

6. Community Rules

FXNewsBias has a strict community moderation policy. All posts and comments must follow these rules:

Violations result in: Warning → 7-day ban → Permanent ban.

7. User Content

By posting content on FXNewsBias, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute that content on our platform. You represent that:

• You own or have rights to post the content
• The content does not violate any third-party rights
• The content complies with our community rules
• The content does not contain false or misleading information

We reserve the right to remove any content that violates these terms without notice.

8. Intellectual Property & Data Sources

The FXNewsBias platform — including its design, logo, sentiment scoring methodology, Market Pulse gauge, Divergence detector, Streaks calculator, and original written content — is owned by FXNewsBias and protected by intellectual property laws.

Third-party data: Currency price quotes are sourced from TwelveData. News headlines are aggregated from publicly available RSS feeds owned by their respective publishers (Reuters, Bloomberg, BBC, MarketWatch, Yahoo Finance, FXStreet, and others). Publisher favicons displayed alongside news cards are loaded directly from Google's public favicon service. We claim no ownership of third-party headlines, prices, logos, or trademarks; clicking a news card opens the original article on the publisher's site.

You may not:

• Copy or reproduce our platform design.
• Use our logo or branding without written permission.
• Scrape, crawl, or bulk download our sentiment data, prices, or news feed via automated means.
• Republish our analysis without clear attribution and a link back.
• Resell or redistribute our data feeds, alerts, or AI outputs.
• Build competing products using our data.

9. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe:

• Violates these Terms of Service
• Is harmful to other users or the community
• Is harmful to FXNewsBias or third parties
• Violates any applicable law or regulation

You may also delete your account at any time through your account settings.

10. Limitation of Liability

To the maximum extent permitted by law, FXNewsBias shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including but not limited to:

• Trading losses based on our sentiment data
• Loss of profits or revenue
• Data loss or corruption
• Service interruptions or technical failures
• Actions of other users on the platform

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify registered users of significant changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

12. Contact

If you have questions about these Terms of Service, please contact us through our contact page.