Terms of Service

1. Acceptance of Terms

By accessing or using FXNewsBias ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

These terms apply to all visitors, users, and others who access or use the Service.

2. Use of Service & Features

FXNewsBias provides AI-assisted forex news sentiment analysis for informational and educational purposes only. The Service currently includes:

• Currency Sentiment Dashboard, AI-generated bullish/bearish scores for 8 major currencies, refreshed via scheduled jobs.
• Market Pulse, a Risk-On / Risk-Off gauge derived from the relative sentiment of risk vs safe-haven currencies.
• Sentiment vs Price Divergence Detector, flags pairs where 24h sentiment direction disagrees with 24h price direction by a meaningful margin.
• Sentiment Streaks, counts consecutive days a currency has stayed in the same sentiment regime.
• 24h Top Movers, biggest sentiment shifts over the last 24 hours.
• Live News Feed, forex-relevant headlines aggregated from public RSS sources, with publisher favicons fetched via Google's public favicon service.
• Economic Calendar, Currency Pages, Pair Pages, Session Bias Scorecard, and the Daily Insight briefings.
• Community Forum for registered users.

By using this Service you agree that:

• You are at least 18 years of age.
• You will not use the Service for any illegal purpose, automated scraping, or to build a competing product.
• You will not attempt to disrupt, reverse engineer, or damage the Service.
• You understand the Service is not financial advice and you are solely responsible for your trading decisions.
• You will comply with all applicable local laws and broker regulations.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

• Maintaining the security of your account and password
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Keeping your contact information up to date

We reserve the right to terminate accounts that violate these terms, contain false information, or have been inactive for more than 12 months. Authentication is provided through Firebase (Google).

4. Pro Subscription, Trial and Payments

FXNewsBias offers an optional Pro subscription. Pro removes advertising and unlocks sentiment history charts (7, 30 and 90 day views), bias flip email alerts, the Weekly Intelligence Brief, the Pro Dashboard, CSV export of your sentiment history, and real-time access to the Developer API described in section 5.

4.1 Plans and pricing

Pro is offered on three billing periods. The features are identical on every period, only the commitment length and the effective monthly cost differ.

• Monthly, $30 per month, renewing every month.
• Three months, $75, renewing every three months.
• Yearly, $240, renewing every year.

All prices are in United States dollars and exclude any taxes that may apply in your country. You may change billing period at any time from the billing portal, and Stripe credits the unused portion of the period you already paid for against the new plan.

4.2 Free trial, one per account

New accounts may start a 7 day free trial. The trial is limited to one per account, ever. Eligibility is checked before checkout and again when the subscription is created, using your account history and the payment method presented. An account that has already held any subscription, or a payment card that has already been used to open a trial, is not eligible for another trial and is offered the paid plans instead.

A valid payment method is required to start a trial. Nothing is charged during the trial. If you cancel before the trial ends you are charged nothing at all. If you do not cancel, the plan you selected is charged when the trial ends and renews on that plan's cycle.

Cancelling during a trial ends Pro access at once, rather than at the date the trial would have run to, because no payment has been made for the remaining days. As only one trial is available per account, a cancelled trial cannot be restarted. Cancelling a paid plan is different: access continues until the end of the period you have already paid for, and is not cut short.

Attempting to obtain more than one trial, including by creating additional accounts, is a breach of these terms. Where we detect a repeat trial we cancel the subscription rather than converting it into a charge, so you are never billed unexpectedly.

4.3 Billing and cancellation

Payment processing is handled by Stripe. We never receive or store your full card number. Subscriptions renew automatically until cancelled. You may cancel at any time from your profile page or the Stripe billing portal, and access continues to the end of the period you have already paid for.

If a renewal payment fails, Stripe retries the payment for a limited period. Pro features and any active API key are suspended while the subscription is not in good standing, and are restored when a payment succeeds.

4.4 Refunds

Subscription fees are generally non-refundable, and cancelling stops future renewals rather than refunding the period in progress. We may issue a full or pro-rated refund at our discretion, for example for a proven service outage or a billing error. Nothing in this section limits any statutory cancellation or refund right you have as a consumer under the law of your own country. Where such a right applies, it takes precedence over this paragraph.

4.5 Pricing changes

We may adjust subscription pricing with at least 14 days advance notice by email. A new price applies from your next renewal and you may cancel before it takes effect. A period already paid for is not repriced.

4.6 Free tier

The free tier is supported by advertising. We may change the features available on the free tier at any time. The core sentiment dashboard is intended to remain free.

5. Developer API

The FXNewsBias Developer API is available on two tiers. Full technical documentation is published at /developers. The following terms govern its use.

• Tiers. Any signed-in account may create a free tier key: 25 requests per UTC day, sentiment endpoint only, serving data one 3-hour cycle behind the current reading, for personal and non-commercial use. Pro includes real-time API access at 1,000 requests per UTC day plus the session scorecard endpoint, and works throughout the free trial. Real-time access is not sold separately from Pro.
• Keys. One active key per account. The key is shown once at creation because we store only a fingerprint of it and cannot display it again. You are responsible for keeping it secret and for all requests made with it.
• Rate limit. 25 requests (free tier) or 1,000 requests (Pro) per UTC calendar day per account, resetting at 00:00 UTC. The allowance follows the account, not the key, so regenerating a key does not reset it. Requests beyond the limit return HTTP 429.
• Scope of data. The API serves forward data, meaning the current reading (or, on the free tier, the previous cycle's reading) and everything published from the moment you gain access. Historical series are not available through the API. A separate data licence is available on request.
• Attribution. Wherever the data is displayed or republished you must keep the attribution "Data by FXNewsBias" with a link to https://fxnewsbias.com. The required attribution text ships in every response.
• Permitted use. The free tier covers personal and non-commercial use. A Pro subscription covers commercial use inside your own product or workflow.
• Prohibited use. You may not redistribute or resell the raw data, provide it to third parties as a feed, use it to train a model that reproduces the scores, or use it to build a competing sentiment service. You may not share a key across separate users, products or organisations.
• Tier changes and suspension. A key carries Pro entitlements while the subscription is active, including during the trial. When Pro entitlement ends after any applicable payment-recovery or grace period, the same key returns to the free tier and its limits rather than being withdrawn, so commercial use and Pro endpoints stop at that point. We may suspend or revoke any key immediately where we detect sharing, abuse, or use that threatens the stability of the service, and we may change the free tier's limits at any time.
• No service level. The API is provided on a best-effort basis. We do not guarantee uptime, latency, or that any endpoint will remain available. The v1 response shape is frozen, and any breaking change would be published as a new version.

6. Email and Telegram Alerts

Registered users may opt in to receive notifications:

• Email alerts and the Daily Brief are delivered via Resend. You can unsubscribe at any time via the link in any email.
• Telegram alerts require linking a Telegram chat ID to your account and are delivered via the Telegram Bot API.

Alerts are sent on a best-effort basis. We do not guarantee delivery, timeliness, or that you will receive every event. Alerts are not trading signals, do not place trades automatically based on them.

7. Community Rules

FXNewsBias has a strict community moderation policy. All posts and comments must follow these rules:

Violations result in: Warning → 7-day ban → Permanent ban.

8. User Content

By posting content on FXNewsBias, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute that content on our platform. You represent that:

• You own or have rights to post the content
• The content does not violate any third-party rights
• The content complies with our community rules
• The content does not contain false or misleading information

We reserve the right to remove any content that violates these terms without notice.

9. Intellectual Property and Data Sources

The FXNewsBias platform, including its design, logo, sentiment scoring methodology, Market Pulse gauge, Divergence detector, Streaks calculator, and original written content, is owned by FXNewsBias and protected by intellectual property laws.

Third-party data: Currency price quotes are sourced from TwelveData. News headlines are aggregated from publicly available RSS feeds owned by their respective publishers (Reuters, Bloomberg, BBC, MarketWatch, Yahoo Finance, FXStreet, and others). Publisher favicons displayed alongside news cards are loaded directly from Google's public favicon service. We claim no ownership of third-party headlines, prices, logos, or trademarks; clicking a news card opens the original article on the publisher's site.

You may not:

• Copy or reproduce our platform design.
• Use our logo or branding without written permission.
• Scrape, crawl, or bulk download our sentiment data, prices, or news feed via automated means.
• Republish our analysis without clear attribution and a link back.
• Resell or redistribute our data feeds, alerts, or AI outputs.
• Build competing products using our data.

10. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe:

• Violates these Terms of Service
• Is harmful to other users or the community
• Is harmful to FXNewsBias or third parties
• Violates any applicable law or regulation

You may also delete your account at any time through your account settings.

11. Disclaimers and Limitation of Liability

To the maximum extent permitted by law, FXNewsBias shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including but not limited to:

• Trading losses based on our sentiment data
• Loss of profits or revenue
• Data loss or corruption
• Service interruptions or technical failures
• Actions of other users on the platform

12. General Legal Terms

12.1 Service provided as is

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error free, or that sentiment scores, prices, calendar entries or news headlines are accurate, complete or current.

12.2 Governing law and disputes

These terms are governed by the laws of Malaysia, without regard to its conflict of law rules, and the courts of Malaysia have non-exclusive jurisdiction over any dispute arising from them. If you are a consumer resident elsewhere, this does not deprive you of the protection of any mandatory consumer law of your country of residence, and you may also bring proceedings in your local courts where that law allows.

Before starting formal proceedings we ask that you contact us at contact@fxnewsbias.com so we can try to resolve the matter directly.

12.3 Force majeure

We are not liable for any failure or delay caused by events beyond our reasonable control, including outages at our hosting, database, payment, email or data providers, failures of upstream news or price feeds, network or internet failures, acts of government, or natural events.

12.4 Severability

If any provision of these terms is found unenforceable, that provision is limited or removed to the minimum extent necessary and the remaining provisions stay in full force.

12.5 No waiver

Our failure to enforce any provision is not a waiver of our right to enforce it later.

12.6 Assignment

You may not assign or transfer your account or these terms without our written consent. We may assign these terms to a successor in connection with a merger, acquisition, or sale of assets, on notice to you.

12.7 Entire agreement

These terms, together with the Privacy Policy and the Risk Disclaimer, form the entire agreement between you and FXNewsBias regarding the Service and supersede any prior understanding.

12.8 Copyright complaints

We aggregate headlines and links from public feeds and do not store or republish article bodies. If you are a rights holder and believe material on FXNewsBias infringes your copyright, email contact@fxnewsbias.com with the subject "Copyright", identifying the material, the work you say it infringes, your contact details, and a statement that you are authorised to act. We remove infringing material promptly on a valid notice.

13. Changes to These Terms

We reserve the right to modify these terms at any time. We will notify registered users of significant changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

14. Contact

If you have questions about these Terms of Service, please contact us through our contact page.